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to credit today

See if you prequalify. It's quick, easy, and won't affect your credit score.

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Explore credit cards

Wherever you're going, Seen has a credit offering for you. See if you prequalify to find the one that fits.

Seen Mastercard® Fair to good credit

Get spending power, build credit¹

  • $0–$123 annual fee
  • Up to $3,000 credit limit²
  • No security deposit
  • 35.99% APR
  • Automatic credit limit review³
  • Mastercard® security
Seen Mastercard® card art
See If I Prequalify
Important Disclosures Rewards Terms
Seen Mastercard®

Get spending power, build credit¹

Seen Mastercard® rewards your progress and helps you build credit. Automatic credit limit increases and no security deposit. If approved, start spending immediately with a digital card.

  • No security deposit $0 required to open your account.
  • Quick decisions Apply in minutes, get a decision in seconds.
  • Immediate funds availability When approved, start spending immediately with a digital card.
  • Build or rebuild credit We report to national credit bureaus. With responsible use and on-time payments, you can establish and grow credit.¹
  • Automatic credit limit increase See an increase by your third statement when you make at least one purchase and one payment by first statement due and remain in good account standing.³
  • Mastercard® security Spend with confidence knowing you're backed by Mastercard's global security network, Mastercard® ID Theft Protection™ and Mastercard® Zero Liability protection. Learn more
Seen Cashback Plus Mastercard® Good credit

Get cash back on eligible payments

  • 1–2% cash back on payments
  • $0–$123 annual fee
  • Up to $3,000 credit limit²
  • No security deposit
  • 35.99% APR
  • Automatic credit limit review³
  • Mastercard® security
Seen Cashback Plus Mastercard® card art
See If I Prequalify
Important Disclosures Rewards Terms
Seen Cashback Plus Mastercard®

Get cash back on eligible payments

Earn cash back in the form of a statement credit as you repay your purchases.

  • Cashback rewards Get up to 2% cash back for all eligible payments made on your credit card account.⁴
  • No security deposit $0 required to open your account.
  • Immediate funds availability If approved, start spending immediately with a digital card.
  • Build or rebuild credit We report to national credit bureaus. With responsible use and on-time payments, you can establish and grow credit.¹
  • Automatic credit limit increase See an increase by your third statement when you make at least one purchase and one payment by first statement due and remain in good account standing.³
  • Mastercard® security Spend with confidence knowing you're backed by Mastercard's global security network, Mastercard® ID Theft Protection™ and Mastercard® Zero Liability protection. Learn more
Seen Secured Mastercard® Building credit

Access credit with a refundable deposit

  • Credit limit up to $1,000 with a matching security deposit
  • 1% cash back on payments
  • $25 annual fee
  • Build or rebuild credit¹
  • 35.99% APR
  • Mastercard® security
Seen Secured Mastercard® card art
See If I Prequalify
Important Disclosures Rewards Terms
Seen Secured Mastercard®

Access credit with a refundable deposit

If approved, build or rebuild your credit and enjoy everyday spending everywhere Mastercard® is accepted.¹

  • Credit limit up to $1,000 Make a one-time, fully refundable security deposit that becomes your credit limit.
  • 1% Cashback Rewards Earn 1% cashback in the form of a statement credit as you repay your purchases.⁴
  • Build or rebuild credit¹ We report to national credit bureaus. With responsible use and on-time payments, you can establish and grow credit.¹
  • Mastercard® security Spend with confidence knowing you're backed by Mastercard's global security network, Mastercard® ID Theft Protection™ and Mastercard® Zero Liability protection. Learn more

Get started
in three easy steps

From applying for your credit card to your first purchase, Seen Mastercard® is designed to be clear, fast, and easy to manage.

Check if you prequalify

Answer a few simple questions to see if you prequalify. It only takes a few minutes.

Step 1 – Check if you prequalify

Complete your application

If you prequalify, select your offer, complete your credit card application, and get an instant decision.

Step 2 – Complete your application

Get quick access to credit

Depending on your approved Seen offer, you may get a digital card while you wait for your physical credit card.

Step 3 – Get quick access to credit

Built for
everyday spending

From coffee runs to online shopping, use your Seen Mastercard® everywhere Mastercard® is accepted. Tap or click to pay for everyday expenses – and the unexpected.

Offline shopping
Offline shopping
Online shopping
Online shopping
Grocery stores
Grocery stores
Gas stations
Gas stations
Bill payments
Bill payments

Security you can trust

Fraud protection

You're not responsible for unauthorized purchases when they're reported to us promptly.Learn more

Instant card lock

Lock your card instantly in the app if it's lost, misplaced, or stolen.

Secure mobile app access

Your information is protected with industry-standard encryption and security features.

Mastercard® network protection

Your purchases are protected by Mastercard® coverage benefits.Learn more

Questions before
you prequalify?

We've got answers to help you move forward with confidence.

Get Answers
What does it mean when it says that I am pre-approved or pre-qualified for a Seen Mastercard®?

Pre-approval or pre-qualification means you've been identified as potentially eligible for the Seen Mastercard® based on information in your credit file. It does not guarantee final approval.

Will applying for a Seen Mastercard® require a hard credit check?

Checking if you prequalify uses a soft pull which does not affect your credit score. A hard inquiry is only made when you submit a full application.

Is Seen Mastercard® an unsecured credit card?

Yes, the Seen Mastercard® is an unsecured credit card. No security deposit is required to open your account.

Why should I get the Seen Mastercard®?

Seen Mastercard® is designed for people looking to build or rebuild their credit. It reports to all three major credit bureaus and offers transparent fees with no hidden charges.

Why can't I get approved for a credit card?

There are many reasons a credit card application may be declined. Common factors include credit history, income, and existing debt. Seen is designed for those with limited or challenged credit.

How can I get a credit card with a low credit score?

Seen Mastercard® is designed for people with low or no credit scores. Check if you prequalify with no impact to your credit score.

What credit score do I need for a credit card?

There is no minimum credit score requirement to check if you prequalify for Seen Mastercard®. We consider many factors beyond just your credit score.

Person smiling while using a Seen credit card
No credit score impact to check

Get access to
credit today

See If I Prequalify
Get a decision in as little as 2 minutes