Credit that
grows with you
With one simple step, we look for the right credit offering for where you are now on your credit journey. See if you prequalify. It's time to be Seen.
See if I Prequalify
Trusted by 175K+ customers
We see you
You're more than your credit score. Whether you're building credit, need access to credit, or are ready for rewards, Seen has a product for you. We'll evaluate you for all products to see if you prequalify.
Get spending power, build credit¹
- $0–$123 annual fee
- Up to $3,000 credit limit²
- No security deposit
- 35.99% APR
- Automatic credit limit review³
- Mastercard® security
Get cash back on eligible payments
- 1–2% cash back on payments
- $0–$123 annual fee
- Up to $3,000 credit limit²
- No security deposit
- 35.99% APR
- Automatic credit limit review³
- Mastercard® security
Access credit with a refundable deposit
- Credit limit up to $1,000 with a matching security deposit
- 1% cash back on payments
- $25 annual fee
- Build or rebuild credit¹
- 35.99% APR
- Mastercard® security
Build credit with a structured, no-hassle plan¹
- No credit check needed
- Payments as low as $5 per month ($60 annual plan purchase)
- $1,500 credit line reported to national credit bureaus¹
- Seen Store ebook purchases
- Free credit score monitoring
- No fees, APR, or interest charges
- No penalty for cancellation
Get started with one simple step
See if you prequalify with no impact to your credit score.
See If I Prequalify
Start here, go anywhere with Seen
Wherever you are in your credit journey, Seen can help. Build, spend, and move into more as you grow.
What it means to be Seen
"Sign-up was a breeze and got a decision in seconds. Once approved, I was able to use my digital card immediately."
— Morgan P.
"Easy process! I'm rebuilding my credit and Seen made it easy for me to start. Seen gave me a chance."
— Hope C.
"Seen offered me an opportunity to get credit and they helped me when I needed it most."
— Crystal R.
Join the thousands building or rebuilding their credit with Seen Mastercard®.
Get access to credit today.
Build the future you deserve
with Seen
No matter where you're headed, Seen can help you get there.
We'll find your fit
Seen has a credit offering for you, no matter where you are now.
Get a decision quickly
See if you prequalify. Get a decision with no impact to your credit score.
Every payment counts
Build or rebuild credit with responsible use and on-time payments.¹
Move forward
Responsible credit use may help you qualify for additional credit products over time.
Questions before
you prequalify?
We've got answers to help you move forward with confidence.
Get AnswersWhat does it mean when it says that I am pre-approved or pre-qualified for a Seen Mastercard®?
Pre-approval or pre-qualification means you've been identified as potentially eligible for the Seen Mastercard® based on information in your credit file. It does not guarantee final approval.
Will applying for a Seen Mastercard® require a hard credit check?
Checking if you prequalify uses a soft pull which does not affect your credit score. A hard inquiry is only made when you submit a full application.
Is Seen Mastercard® an unsecured credit card?
Yes, the Seen Mastercard® is an unsecured credit card. No security deposit is required to open your account.
Why should I get the Seen Mastercard®?
Seen Mastercard® is designed for people looking to build or rebuild their credit. It reports to all three major credit bureaus and offers transparent fees with no hidden charges.
Why can't I get approved for a credit card?
There are many reasons a credit card application may be declined. Common factors include credit history, income, and existing debt. Seen is designed for those with limited or challenged credit.
How can I get a credit card with a low credit score?
Seen Mastercard® is designed for people with low or no credit scores. Check if you prequalify with no impact to your credit score.
What credit score do I need for a credit card?
There is no minimum credit score requirement to check if you prequalify for Seen Mastercard®. We consider many factors beyond just your credit score.
Create your
financial future
See If I Prequalify 
Get a decision in as little as 2 minutes